Accept USDT, Bitcoin, Ethereum and 14 coins across 9 networks. Fees from 0.2%, no chargebacks ever, and every payment settles on-chain to an address only you hold the keys to.
Works with what you already run
6 platforms, 3 SDKs
As featured in
All coverageWhy bother
No merchant account, no settlement window, no country that quietly does not work. A customer with a wallet can pay you in about a minute, and the money is yours the moment the chain says so.
OxialinkTotal balance
$18,419.66
across 5 assets
USDT
TRON
8,412.90
$8,412.90
USDT
BNB Chain
3,180.44
$3,180.44
Bitcoin
Bitcoin
0.0841
$5,382.40
Ethereum
Ethereum
0.4120
$1,277.20
TRON
TRON
1,042.00
$166.72
One gateway
Take the payment, see where the money is, and connect it to whatever you already run. Three jobs, one dashboard, one API.
A hosted checkout page with a fresh address and QR code for every order. The customer picks a coin and a network, and the page counts confirmations in front of them so nobody has to ask whether it went through.
Learn moreBalances, invoices, transactions and withdrawals in one dashboard, each with an explorer link. Nothing is an internal number that exists only in our database.
Learn moreOne REST API for invoices, addresses and withdrawals, HMAC-signed webhooks with idempotency keys, and no-code widgets for the parts you would rather not build.
Learn moreHow it works
This is the whole product, in the order it actually happens. You send a link, they pay, the money settles. Everything else on this page exists to make those three steps boring.
Today
Hi, do you take USDT? Card payments to your country keep failing for me.
11:45
We do. Here is your invoice link: oxialink.com/pay/7c9ea4
11:46
Paid. That was quick.
11:54
From the dashboard, from a plugin, or with one POST to the API. You name the amount in the currency you sell in, and we handle the conversion at the live rate.
Invoice number
Amount to charge
Email, chat, an invoice, a Telegram bot, or your own checkout. The page is hosted by us, works on a phone, and shows the minimum and the network before anyone sends anything.
The chain confirms, your balance moves, and a signed webhook tells your system to release the order. Withdraw when you like, or forward every payment automatically.
$129.00
Invoice INV-01
What changes
Not projections. Just what is different about the rails once the payment stops going through a card network.
On 100 orders of $100 in a month: the plan at $24.99, 0.2% of volume at $20, and four batched Tron withdrawals at 4 USDT each. Your mix will differ, the arithmetic will not.
0
Chargebacks, disputes, rolling reserves and frozen payouts. A confirmed transaction is final by the design of the chain, not by our policy, so there is no window in which a settled order can be reversed against you.
There is no local rail to add, no second processor for another region, and no currency you have to support separately. Anyone with a wallet is already able to pay you.
Pricing
The percentage is deducted from the amount, never added on top. The flat network fee is charged when you withdraw, and it is published before you sign up.
0.5%per payment
$0 per month, 20 wallets
USDT and USDC included on the cheap chains
0.2%per payment
$24.99 per month, unlimited
USDT TRC20 and ERC20, ETH, and 5x the API rate limit
Moving serious volume?
Rates below 0.2% exist for merchants whose numbers justify them. Tell us the volume and the coins.
Hosted checkout
You send a link, we host the page. It is the fastest way to start, and it stays useful long after you have built something custom, because it is the same engine underneath.

Your Company
checkout.oxialink.com
$49USD
Select payment currency
An example of the page your customer sees. Nothing here is charged.
Scale
Copy-paste examples in cURL, JavaScript, PHP and Python against the real base URL, plus a sandbox on test networks where the coins cost nothing and the behaviour is the same.
Idempotent webhooks that retry, a hot-wallet cap with automatic skimming to cold storage, and a fee engine that charges exactly what the public page says.
Developers
Create invoices, generate deposit addresses, estimate and fire withdrawals, and listen for signed webhooks. Every endpoint is documented against the real base URL, because examples that do not run are worse than no examples.
curl -X POST "https://oxialink.com/api/v1/invoice/create" \
-H "x-api-key: YOUR_API_KEY" \
-H "x-api-password: YOUR_API_SECRET" \
-H "Content-Type: application/json" \
-d '{"amount": 49.99, "fiat_currency": "USD", "coin": "USDT_TRC20"}'Gas Station
Token withdrawals need native gas: energy on Tron, BNB and ETH on the EVM chains. Pre-fund a station in the native coin and the flat part of your withdrawal drops from 2 USDT to 0.8 on Tron, and from 5 to 2 on Ethereum. The balance sits on-chain at an address only you top up, and you can switch it off whenever you like.
USDT TRC20 withdrawal, flat fee
Supported assets
The basics
A crypto payment gateway is the piece of infrastructure that lets a business accept cryptocurrency the way a card processor lets it accept cards. When a customer checks out, the gateway generates a unique deposit address for that order, shows a QR code, watches the blockchain for the incoming transfer, waits for enough confirmations to rule out a reversal, then credits the merchant and fires a signed webhook so the store can release the goods.
What separates one gateway from another is what happens after the payment. Oxialink settles on-chain across fourteen supported coins on nine networks, shows the live confirmation count on the checkout page, and moves funds to a wallet you control. There is no internal balance that exists only in a database, and withdrawal costs are flat per-coin fees published on a page generated by the same engine that charges you.
Integration takes an afternoon: a REST API for invoices, wallets and withdrawals, HMAC-signed webhooks, ready-made plugins for WooCommerce and WHMCS, and no-code widgets if you would rather not touch code at all. There are no chargebacks in cryptocurrency, no rolling reserves and no setup fee, and a free account already includes USDT and USDC on the low-fee chains.
Questions
Straight answers, including the ones about what happens when a payment goes wrong.
A crypto payment gateway does for cryptocurrency what a card processor does for cards: it generates a unique payment address for each order, watches the blockchain for the transfer, waits for enough confirmations, then credits the merchant and fires a webhook. Oxialink runs this for 14 coins across 9 networks, and settlement always lands in a wallet you control.
Compare three things together, because a headline rate on its own tells you very little: the percentage, the monthly fee, and the flat per-coin network fee. Oxialink is 0.5% per payment with no monthly fee, or 0.2% on Premium at $24.99 a month, and the network fee is passed through at what the chain actually costs rather than marked up. The calculator on the fees page runs your own numbers through the same engine that does the charging, so you can check it rather than take our word for it.
Fourteen live assets across nine networks: USDT on Tron (TRC20), BNB Smart Chain (BEP20), Ethereum (ERC20), Solana and TON, USDC on Solana, plus Bitcoin, Litecoin, Dogecoin, Dash, TRX, BNB, ETH and Toncoin. Bitcoin Cash and XRP are on the roadmap.
It depends on the network: about 15 seconds on Solana, 45 seconds on BNB Smart Chain, one minute on Tron, two and a half minutes on Ethereum and about 30 minutes for Bitcoin at 3 confirmations. The checkout page shows the confirmation count live.
One fee per payment: 0.5% on the free plan, or 0.2% on Premium at $24.99 a month, plus a flat per-coin network fee such as 1.1 USDT on BNB Smart Chain, 1.05 on Solana or 4 on Tron. Both are deducted from the amount, never added on top, the same plan percentage applies again when you withdraw, and the flat part is charged once whether you withdraw per order or in batches.
No. Create an account, add a wallet and accept your first payment in minutes. Crypto in, crypto out.
Overpayments are credited in full to you. Partial payments accumulate while the invoice is open. If it expires short, whatever arrived is still credited and the invoice is marked underpaid so you can settle the difference with your customer.
Payments consolidate into a platform custody wallet with a strict hot-wallet cap, and the excess is automatically skimmed to cold storage. You withdraw to an address you control whenever you like, or automatically on every payment.
Three ways: no-code payment widgets you paste into your site, hosted invoices you can link from anywhere, or the REST API with signed webhooks for full control. Most integrations ship in an afternoon.
Yes, per coin: 8 USDT or USDC, 15 TRX, 0.015 BNB, 0.0054 ETH, 0.0001 BTC, 0.015 LTC. Below these the network fee would exceed the payment itself, so smaller amounts are not credited and cannot be refunded. The checkout states this before anyone pays.
Something missing? Ask us and you will get a real answer, usually the same day.
A free account takes about a minute. Wallets, invoices, widgets, API keys and stablecoins are all included, and nobody asks for a document before you start.